More than 400 people across 6 locations with more than 15 nationalities. We are young, we are diverse and we love our work.



We are 32 years old on average. Our people are ambitious, friendly and fun individuals


10 languages are spoken in our offices, but we stick to English to keep things simple.


Russia houses two offices, of wich one is the biggest office followed by Latvia and Poland.


We love basketball, but most of all we enjoy the great outdoors. Boots, hiking, biking you name it.


Parties, events, trainings, workshops - we love to work as much we love to play.


For our team no challenge is bold enough - we challenge ourselves and industry every day!

Group Management


Armands Broks

Founder & Group CEO


As the Chief Executive Officer of TWINO Armands is responsible for leading the development and execution of the company's long-term strategy with the aim of creating shareholder value. He gains new entrepreneurship expertise every time TWINO enters a new market, and that gives him the understanding of the global business thinking, values and opportunities.

Armands holds an MBA from the Stockholm School of Economics in Riga and he has been a private business owner for over 8 years.

"Challenging myself to step out of comfort zone is my inspiration."


Jevgeņijs Kazaņins

TWINO P2P Platform Lead


Jevgenijs is responsible for the development of the investment platform, the faster growing marketplace lending platform in Europe.

Prior to joining TWINO, Jevgenijs served as the Chief Marketing Officer at Bondora, a cross-border marketplace lending platform for investing in European personal loans, where he led company’s efforts on the acquisition of new borrowers and lenders.

Jevgenijs graduated from the Stockholm School of Economics in Riga with the B.Sc. degree in Economics and Business Administration and worked in Tallinn, Moscow and New York throughout his career.

"The dynamics and drive of early stage ventures is something that has inspired me throughout my whole life."


Igors Korotkevičs



International sales and loyalty program management are Igor’s key experiences. During the last ten years, he has worked in sales and management in five different countries. For over four years, Igors served in an international position in the leading direct marketing company in Europe, Studio Moderna.

Igors holds a professional Master’s degree in Business and EU law.

"I am inspired by having consistent development and innovation."

Country Management


Svetlana Gaidukova

Poland & Russia


Key focus prior to joining TWINO was on new business lines launch within existing business of Oriflame, agency working with Olympic sponsors for Sochi 2014, Hubert Burda Media Russia. A major part of those projects was marketing strategy and activation programs development and execution aimed at increasing sales / generating additional money flows for the company.

Svetlana graduated from the Stockholm School of Economics in Riga with the B.Sc. degree in Economics and Business Administration and worked in Moscow prior to joining TWINO team in Poland.

"Inspiration comes from taking all chances life gives you. Be brave, you only live once."


Yerkanat Kazhgaliyev



Yerkanat’s professional experience is focused in sales and consumer & marketing roles focusing on business in Central Asian countries in companies like JTI, TeliaSonera, Bosch. Prior to joining TWINO as Country Manager for Kazakhstan, Yerkanat acted as country manager for German Fintech company Kreditech.  

Yerkanat is a graduate of Kazakhstan Institute of Management, Economics and Strategic research with BSc in Business Administration and Management. 

“If you have a strong team, hunger for knowledge, self-motivation and inspiration – you can move a mountain.” 


Zanda Alviķe



As a Country Manager for Latvia Zanda is responsible for TWINO lending volumes in Latvia. 

Zanda has 14 years’ experience in Latvian banking sector with focus on lending and product development. Just before TWINO Zanda was responsible for Retail product development at Citadele bank.

Zanda holds an Master degree in Business management and administration from BA School on Business and Finance.

“If you feel like there`s something out there that you`re supposed to be doing, if you have a passion for it, then stop wishing and just do it.”


Bachana Rapava



and 600 more

Employees around 7 offices

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